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NASDAQ: OWLS

The Licensed Way Businesses Move Money Across Borders

Businesses use OwlPay to send, convert and settle money across borders, in fiat and stablecoins, on licensed rails.

Network & Integration

Partner Visa
Partner MoneyGram
Partner Stellar
Partner Circle
Partner Credible Finance,
Partner Saber
Partner Sumsub
Partner MX
Partner Cross River Bank
Partner FV Bank

Live Infrastructure, In Numbers

42

U.S. Money Transmitter Licenses or Equivalents

Operating coverage in 43 states, as of September 2026

80+

Active Stablecoin Clients

As of September 2026

US$700M+

Cumulative Gross Payment Volume Processed

Since inception through July 2026

US$10B+

Annualized Gross Transaction Volume of Active Clients*

As of August 2026

*Represents the annualized gross transaction value associated with active clients, calculated using the median of company-provided low and high estimates. It does not represent OwlTing's recognized revenue or realized processed volume.

What Our Partners Say

How Money Moves Through OwlPay

One integration for regulated cross-border payment and settlement.

How Money Moves Through OwlPay

We earn transaction-based fees on the payment and settlement volume that flows through OwlPay. The same infrastructure powers every product below.

Built for How Your Money Moves

For BusinessFor AI agentsFor Individual

OwlPay's services are currently provided by OwlTing USA, Inc. and are primarily available in the United States. We are exploring opportunities to offer these services in Japan and other global markets in the future, subject to obtaining the required licenses and regulatory approvals. We appreciate your patience and understanding as we work toward making OwlPay available in your market. All money transmission services in the United States are provided by OwlTing USA, Inc. (NMLS ID: 2324336), a wholly owned subsidiary of OBOOK Holdings Inc.

Updated as of September 2026

Licensed where it matters

Owlting operates on a foundation of licenses and regulatory oversight, so the businesses building on us can move money with confidence.

License
United States
  • Obtained Money Transmitter Licenses in 42 U.S. states and can now operate across 43 states nationwide.
  • Registered as a Money Services Business (MSB) with the U.S. Financial Crimes Enforcement Network (FinCEN)
Japan

Licensed as an 電子決済等代行業 Electronic Payment Intermediary Service Provider (Bank API license)

In Progress:
  • 資金移動業者 Funds Transfer Service Provider License
  • 電子決済手段等取引業者 Electronic Payment Instruments Exchange Service Provider License
Expanding

Currently applying for new or additional licenses in Singapore, Hong Kong and Latin America


Certification

OwlPay maintains ISO/IEC 27001:2022 certification and PCI DSS v4.0.1 validation.

ISO 27001 PCI DSS